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	<title>EssentialConsciousLiving.com &#187; Mortgage Broker</title>
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		<title>Mortgage Broker  Need &#8230;</title>
		<link>http://www.essentialconsciousliving.com/mortgage-broker-need/</link>
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		<pubDate>Thu, 15 Sep 2011 07:19:47 +0000</pubDate>
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		<description><![CDATA[Need A TX Mortgage Broker or Loan Officer License? I f you are a Mortgage Broker or a Loan Officer, you must be licensed through the Savings and Loan Commissioner by 1/1/2000 but the law becomes effective on 9/1/99 so your Application should be submitted immediately to avoid the backlog of the anticipated 5000+ applications. [...]]]></description>
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		<title>First Home Buyers  State &#8230;</title>
		<link>http://www.essentialconsciousliving.com/first-home-buyers-state/</link>
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		<pubDate>Thu, 01 Sep 2011 07:35:49 +0000</pubDate>
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		<description><![CDATA[State Grants and Stamp Duty Concessions Apart from the First Home Buyers Grant, there are a number of state based first home buyer benefits that include grants and stamp duty concessions. Your entitlements and the application process will vary in the different states and territories dependant on your state’s legislation. To view more state specific [...]]]></description>
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		<title>Home Loan Certainly There &#8230;</title>
		<link>http://www.essentialconsciousliving.com/home-loan-certainly-there/</link>
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		<pubDate>Sat, 25 Jun 2011 07:28:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Certainly there are a few factors influencing a Home Loan refinance eligibility and eventual decision. Key ones are; existing home equity or down payment in case of new purchase, applicants earnings and credit history. For a traditional refinance mortgage you need to do well on those elements to be offered the best rates by the [...]]]></description>
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